There is a real problem in this country medical insurance, especially if your senior citizen, self-employed, underemployed or otherwise part of a small group.

We recently had our small group policy renewal date it wasn’t bad enough that our premiums were going up almost $100 but our co-pays were going up. For instance I take Humira which I’m sure some of you know is a bylaw chuckle medicine that is injected. Without insurance this medication costs is $1,700 a month, last month the co-pay for this non-formulary medication was $50 now under the renewed policy it was going to be $75 a 50% increase in and the renewal date was July 1. Guess what Blue Cross did as of July 1 and formulary core page is now $85 that is a $35 increase on one medication that as an RA patient I need and there is nothing I can do to get off at like with some up other medications losing weight won’t help all still have RA. A $35 increase may not sound like too much to these great big corporate entities. Okay it’s a small group that are self-employed any good enough for an additional $35 a month or $420 a year.

The insurance industry really need to take a look at the bigger picture because if they keep raising rates and co-pays and no one and I mean no one will be able to afford in insurance at all and then everybody will be in real trouble. is the insurance industry headed the same way as the automobile industry perhaps.

Oh you know even know this is affecting me personally the ones that I really feel bad for a though senior citizens and others that are living on a fixed income they can no longer afford their health insurance or if they can they can’t afford to eat. hopefully there will be health care reform soon so that everybody can afford their medication, their visits to the doctor and to be able to put food on their plate.